TERMS OF SERVICE

Effective Date: September 29, 2026

Welcome to Form Layer Hub.

These Terms of Service establish the rules governing your access to and use of https://www.formlayerhub.website/ and your purchase of merchandise from the website.

The website is operated by:

HOME FURNITURE BY DESIGN INC.
5933 SW 21st Street
West Park, FL 33023
United States

By accessing the website, placing an order, or using our services, you agree to these Terms of Service to the extent permitted by applicable law.

1. Website Use

You agree to use the website only for lawful purposes.

You may not use the website to:

• Violate applicable law;
• Attempt unauthorized access;
• Interfere with website operation;
• Introduce malicious software;
• Scrape or copy website content in an unauthorized manner;
• Impersonate another person or business;
• Submit fraudulent order information;
• Abuse promotional programs; or
• Interfere with another customer's use of the website.

2. Product Information

We make reasonable efforts to present product information accurately.

Furniture products may naturally have variations in:

• Color;
• Grain;
• Texture;
• Dimensions within reasonable manufacturing tolerances;
• Finish;
• Packaging;
• Hardware configuration; or
• Appearance caused by lighting or display settings.

Photographs are provided for illustrative purposes and may not reproduce the exact appearance of merchandise on every device.

3. Pricing

Prices displayed on the website may change without prior notice.

We reserve the right to correct typographical, pricing, inventory, or description errors.

If an obvious pricing error occurs, we may cancel the affected order and issue an appropriate refund.

4. Order Acceptance

Submitting an order does not necessarily guarantee final acceptance.

We may decline or cancel an order where reasonably necessary because of:

• Inventory limitations;
• Product availability;
• Pricing or description errors;
• Payment problems;
• Suspected fraud;
• Shipping restrictions;
• Technical errors; or
• Other legitimate business reasons.

If we cancel an order after payment has been collected, the applicable amount will be refunded.

5. Payment

Orders must be paid using an accepted payment method.

You represent that you are authorized to use the payment method supplied with the order.

We may use third-party payment processors to securely process transactions.

6. Shipping

Our standard shipping policy is incorporated into these Terms of Service.

Unless otherwise stated on a particular product page, standard shipping is free.

Orders below $10.00 are subject to a $5.99 shipping charge.

Additional shipping details, processing information, delivery limitations, and exceptions are described in the Shipping Policy.

7. Returns and Refunds

All returns and refunds are governed by the Return and Refund Policy published on the website.

By purchasing merchandise, you acknowledge that certain furniture products may have special return considerations because of their size, assembly requirements, condition, and resaleability.

8. Intellectual Property

The website and its contents may include:

• Product descriptions;
• Photographs;
• Graphics;
• Logos;
• Text;
• Page layouts;
• Designs;
• Software;
• Trademarks; and
• Other proprietary materials.

Unless otherwise indicated, these materials belong to or are used by Form Layer Hub or its applicable licensors.

You may not reproduce, distribute, modify, republish, commercially exploit, or create derivative works from website content without appropriate authorization.

9. Third-Party Services

The website may rely on third-party providers for payment processing, analytics, hosting, shipping, fraud prevention, communications, or other operational functions.

Those third parties may have their own terms and privacy policies.

Form Layer Hub is not responsible for independent third-party services to the extent permitted by applicable law.

10. Disclaimer of Certain Warranties

To the maximum extent permitted by law, the website and its content are provided on an “as available” basis.

We do not guarantee that:

• The website will always be uninterrupted;
• Every page will always be error-free;
• Product information will never contain typographical errors;
• The website will be free from every security vulnerability; or
• Every product will remain continuously available.

Nothing in these Terms excludes warranties or rights that cannot legally be excluded.

11. Limitation of Liability

To the maximum extent permitted by applicable law, Form Layer Hub and HOME FURNITURE BY DESIGN INC. will not be responsible for indirect, incidental, special, consequential, or punitive damages arising from website use or a transaction, except to the extent such limitation is prohibited by law.

Nothing in these Terms is intended to waive liability that cannot lawfully be waived.

12. Indemnification

To the extent permitted by applicable law, you agree to be responsible for losses or reasonable costs arising from your unlawful use of the website, violation of these Terms, fraud, or intentional misconduct.

13. Electronic Communications

When you communicate with Form Layer Hub electronically, you consent to receiving electronic communications concerning your orders, account, customer service requests, and other transaction-related matters.

Florida's Uniform Electronic Transaction Act recognizes the legal effect of electronic records and electronic signatures in covered transactions.

14. Governing Law

These Terms shall be governed by the laws of the State of Florida, without regard to conflict-of-law principles, except to the extent applicable federal law or non-waivable consumer protections require otherwise.

15. Disputes

Before initiating formal proceedings, the parties are encouraged to contact one another and attempt in good faith to resolve a dispute informally.

Any dispute that cannot be resolved informally shall be handled in a court or other forum having lawful jurisdiction.

Nothing in this section prevents a consumer from exercising rights that cannot legally be waived.

16. Severability

If any provision of these Terms is determined to be unlawful or unenforceable, the remaining provisions will remain effective to the fullest extent permitted by law.

17. Changes to These Terms

We may revise these Terms from time to time.

The revised Terms become effective when posted, unless a different effective date is stated.

Continued use of the website after an update constitutes acceptance of the revised Terms to the extent permitted by law.